网络金融安全:面对的挑战与应对之策

Security of Network Finance:Challenges Confronted with and Countermeasures to be Taken

近年来 ,网络金融在我国获得了迅猛的发展 ,但其遭受的安全挑战也日益严峻。影响网络金融安全的因素包括人们对网络安全认识存有偏差、网络安全机制存在缺陷、电脑病毒与黑客攻击、防范技术落后等多个方面 ,对此 ,必须从端正认识、完善立法、优化技术、加强内控、严格监管、加大对网上金融犯罪活动打击力度等方面入手 ,以确保网络金融的安全运作。

A rapid development has been made in China's network finance in recent years, while it's confronted with more and more severe security challenges. The factors affecting security of network finance include having some wrong knowledge of network security, drawbacks existing in the network security mechanism, computer viruses and hacker attacks, backward protection techniques, etc. Therefore, it's compulsory to correct errors in security awareness, to consummate legislation of network security, to optimize techniques of network security, to strengthen internal control, to take a severe supervision over network security, to give a heavy blow on online financial crimes so as to ensure a safe operation of network finance.