中国金融结构的特征分析

On Features of China's Financial Structure

改革开放以来 ,我国金融业发展很快。目前 ,金融结构呈现以下主要特征 :金融机构多元化 ,金融资产多样化 ;银行类资产仍然占据很大比例 ;居民储蓄存款增长快 ,余额大 ,居民是最主要的储蓄主体 ;广义货币增长快 ,在金融资产中占比大。

China's financial industry grows rapidly since reform and open-door policies. At present, China's financial structure is characterized as follows: diversified financial institutions and diversified assets; assets of banks still being the dominant part in it; rapid increment of household savings deposit with too big a savings balance, household being the primary savings depositor; rapid increasing of money in broad sense with a dominant share in financial assets.