财产保险公司的创新思维与创新路径

On the Creative Thinking and Innovative Ways of Property Insurance Companies

从保险组织机构到保险业务的运作流程,再到保险资金的运用与管理,世界各国保险企业都在进行创新和改革。保险创新是科学技术知识在保险业的具体运用,也需要金融工程理论更多地渗透到保险企业,面对竞争深化与风险扩大,要采取措施拓宽创新路径,积极主动地进行保险创新。

From the insurance institutions to the operation process of insurance business and to the operation and management of insurance funds,insurance companies of various countries are all carrying out reforms.Insurance innovation of an insurance enterprise is a concrete employment of scientific and technological knowledge,which needs the guidance of financial engineering theory.Confronted with the challenges of growing competions and financial risk,insurance companies should take all measures to widen their innovations.