中小企业融资创新探讨

Research Framework for Innovation of SMEs Financing

中小企业融资问题是一个世界各国普遍面临的难题,具有复杂性、综合性、交叉性特点。传统的规范性、定性化研究方法已经不能对这一问题进行有效解决,必须充分结合数学模型、仿真模拟、信息技术等定量化、技术性分析手段。因此,提出基于金融工程技术的中小企业融资创新研究方法,其目的是探讨将数值计算与仿真模拟等工程技术方法运用于中小企业融资工具创新性设计的有效方法与途径。

SMEs Financing is an difficult problem all over the world,and has some characteristics of complexity, synthesis and intersection Therefore, the traditional standardization and qualitative research methods can't solve effectively this problem, and it is very necessary to be combined with the qualitative analysis methods such as mathematical models, simulation and information technology On the basic of the above analysis, the paper put forward to an research and analysis framework for Innovation of SMEs financing basing on financial engineering Technology Our aim is to explore an effective way and method, by which use the engineering technological mean such as numerical computation and simulation to SMEs Financing