上市公司参股银行分析

On Listed Companies Equity Participation in Banks

产业资本如何进入银行业的争论尚在进行,但实践却远走在理论的前面,投资金融业较高的利润回报率令上市公司从未掩饰过对金融业的偏爱。上市公司参股银行成为继参股券商、担保公司、信耗公司、基金公司的又一亮点,上市公司已全面触及金融业的整个链条。由此,从我国上市公司参股银行的现状,分析上市公司参股银行的原因及其可能产生的问题。

The practice has preded the theory that how industrial captial participate in the banking, as remains an argument now. The high financing pay - back has been attracting listed companies, which, as another banking equity participant after security company, guarantee company, trust and fund, etc, merged itself into the whole chain of financial industry . By analyzing he current situation of listed companies equity participation, the paper touches on the causes and possible problems in this process.