中小企业融资困境与供应链金融分析

Approaches to financing for the small and medium-sized enterprises

中小企业融资难度较大,供应链融资运作困难。新增资金主要源于自身积累,从融资渠道狭窄,内源融资提供的资金不足,间接融资渠道不完善,银行贷款难度大等瓶颈入手,在创新驱动背景下提出以供应链金融解决中小企业融资问题,从政府政策支持、企业内部改革、第三方服务评价机构介入、金融机构等多方通力合作,进一步完善供应链金融,为核心企业上下游的中小企业提供融资服务。

Small and medium-sized enterprises are frequently confronted with funds for business operation. This paper attempts to explore over approaches to the financing in support of the small and medium-sized enterprises including self-accumulation, expanding financing channels and bank loans in the innovation-driven background.