美国青少年理财教育研究及启示

Research and Inspiration of American Youth Financial Education

理财教育已经成为世界各国基础教育阶段日益关注的一个重要方面。近年来,欧美国家都在这一领域进行着积极的实践和探索,并积累了丰富的可供借鉴的宝贵经验。尤其是美国,分别从理财教育的相关政策、学校理财教育课程、成立专门的理财教育组织等方面出发,提升国民理财素质教育。我国在这一领域尚处于起步阶段,加强青少年的理财素质教育实践极为迫切,为博采众长之需,了解和借鉴他国之经验至关重要。

Financial education has become an important aspect of the growing concern of the basic education in the world. In recent years, Europe and the United States are in this area for a positive practice and exploration, and accumulated a wealth of valuable experience for reference. Especially the United States, respectively, from the financial education policy, school financial education courses, the establishment of specialized financial education organizations, etc., to enhance the quality of national financial management education. China in this area is still in its infancy, to strengthen the practice of financial management of young people is extremely urgent, In order to continue to draw on the experience of others, understand and learn from the experience of other countries is essential.