浅析我国商业银行的零售业发展

Development of Commercial Bank Retail Business in China

一直以来,银行在传统的经营模式下,由于业务结构和收入结构单一,经营高度同质化。面对这种形势,我国商业银行纷纷做出了不同程度的业务结构调整,零售业务已经成为我国商业银行的发展重点。

Since continuously,under the traditional management patterns,bank management is highly homogeneous because of a single corporate structure and revenue structure.Faced with this situation,China’s commercial banks have made various degrees of business restructuring.Retail business has become the focus of the development of China’s commercial banks.