基于居民金融资产多元化的金融体制创新研究

The Research on Innovation in Finance Policy Basing on the Division in Finance Assets of Chinese Resident

随着国民经济的持续增长和国民收入分配格局的变化,我国居民金融资产不断增加,其结构呈现多元化发展趋势。本文在对我国居民金融资产结构进行实证分析的基础上,提出相关对策以期适应和促进我国居民金融资产多元化。

With the continuous increasing of the economic and the change of income distribution, the finance asset of Chinese resident increases continually, and the configuration appears the trend of division. This article gives some countermeasure to adapt and accelerate the division in finance assets basing on analyzing the configuration of Chinese resident's finance assets.