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保险业准备金提取顺周期性实证研究

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摘要 金融系统的顺周期性是2008年次贷危机的元凶.银行业和保险业均具有顺周期性,但二者成因和传导机制不尽相同。其中,保险业准备金提取过程的顺周期性是两者显著的不同。本文针对保险业准备金提取过程的顺周期性进行实证研究,提出缓解顺周期性的政策建议。
出处 《山西财经大学学报》 CSSCI 北大核心 2014年第S2期20-21,共2页 Journal of Shanxi University of Finance and Economics
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