中小企业金融创新的七个来源

Seven Sources of SME Financial Innovation

如果忽略掉那些表面上热闹一时的现象,现阶段中国中小企业金融在整体的企业金融生态系统上的位置和状态都是不乐观的。为了进一步阐述这种不乐观的程度,我们不妨借助一个物理学术名词——熵。1850年,德国物理学家鲁道夫·克劳修斯首次提出"熵"的概念,用来表示任何一种能量在空间中分布的混乱程度,能量分布得越混乱,熵就越大。熵的增加就意味着有效能量的减少。每当自然界发生任何事情,一定的能量就被转化成了不能再做功的无效能量。

With market reforms lasting for over 20 years, the overall energy of China's financial market boosts as well as entropy of the market is also increasing rapidly. The financial predicament of SMEs is precisely the challenge for the invalid energy in the whole financial market to be activated and redistributed, and also a substantial opportunity.