中小企业信用管理全过程控制方法

Introduction to SMEs' Full-Process Control Method of Credit Management

随着社会的不断发展 ,市场由原来的以现金交易为主导逐渐进入到以信用交易为主导的阶段。企业信用管理是企业适应信用交易环境的必要工具。企业信用管理包括企业授信管理与企业受信管理 ,而全过程控制方法是进行企业信用管理的有效方法 ,它包括前期信用管理阶段、中期信用管理阶段和后期信用管理阶段。

With the development of the society, the market has transited from the cash-trade-leading phase into the credit-trade-leading phase. Credit management of enterprises has become the necessity for they to survive in the credit-trade-leading environment. The common credit management includes both credit-awarding management and credit-accepting management, but the full-process control method stated in this paper, which is the effective credit management method to enterprises, includes early-stage management, midterm-stage management and later-stage management.