试论我国商业银行当前中间业务创新

The Present Intermediary Business Innovations of Chinese Commercial Banks

作为商业银行三大支柱之一的中间业务,在当今银行业竞争日趋激烈的形势下,以其成本低、收益高,风险小的优势,成为当代商业银行业务创新的主流。本文就目前我国各大商业银行正在试行或可能推出的中间创新业务进行了详尽的分析,所述情况贴合中国的现实国情。

As one of the business pillars of commercial banks, the innovation of intermediary business is the mainstream of commercial banks business innovations for its low cost, high profit and minor risk. In the following article the author will discuss various intermediary innovative business that Chinese commercial banks are practicing or will practice. The discussion is relevant to Chinese nowaday finance situation.