我国市场经济发展过程中的信用问题

Discussion on credit in development of market economy of China

市场经济的发展过程就是信用关系的形成和不断深化的过程,市场经济本质上是信用经济。在我国的市场经济发展过程中,信用的这种特殊功能受到了很大的挑战,信用缺失已严重影响到我国市场经济的健康发展。有必要对信用在现代市场经济中的作用、信用关系的现状进行分析,对如何治理信用缺失和完善我国信用制度进行探讨。

Development procedure of market economy is the procedure to form and deepen credit relation and market economy is really credit economy. In development process of Chinese market economy, the special function of credit meets great challenge and the loss of credit has great effect on healthy development of Chinese market economy. It is necessary to analyze the function and current situation of credit and to discuss management of the loss of credit and consummation of Chinese credit system.