国有商业银行与银行家再造

On the Reengineering of the Bankers of China's State-owned Commercial Banks

目前国有商业银行的管理者一方面作为国家的行政官员,另一方面作为国有商业银行的管理者,是“准银行家”。要实现国有商业银行创新以迎接竞争性挑战,有必要从三个方面进行制度变革以再造银行家,即国有商业银行的治理结构、管理者激励机制和管理者选择机制。

At present, the managers of state-owned commercial banks act as both government officials and bank managers, i. e, quasi-bankers. In order to promote the innovation of state-owned commercial banks and meet the competitive challenge, the following three reforms should be effected to reengineer bankers, that are, the corporate governance of state-owned commercial banks, the incentive mechanism of managers, and the appointment mechanism of bankers.