摘要
近年来 ,我国为扩大内需 ,将消费信贷作为一项重要措施推出。根据当前我国消费信贷的现状 ,从银行角度分析了制约银行消费信贷发放的重要因素———即在发放信贷的过程中会遭遇或可能会遭遇到的各类风险 。
In crecent years China has taken consumption credit for an important policy to enlarge the domestic demand.Considering Chinese consumption credit conditions, this paper analyzes the major factors(ie.various risks) restricting banks from granting consumption credit from the viewpoint of banks. It then raises some countermeasures to lower the risks of consumption credit.
出处
《商业研究》
北大核心
2003年第20期47-49,共3页
Commercial Research
