信用证欺诈例外规则探析

Fraud exception in letters of credit

信用证欺诈正日益侵蚀着信用证交易的安全和高效。各国为了弥补信用证运行机制中的缺陷,逐步发展起了欺诈例外规则,借助司法力量平衡信用证交易各方当事人的相关利益。本文运用比较法,借鉴国外立法和司法理论,分析了欺诈例外规则产生背景、法理基础、具体运用规则、救济手段等方面,并对国内立法和司法实践,做出评议。

Fraud in letters of credit erodes the security and efficiency of transaction.In order to eliminate the defects in operation system of letters of credit,the rule of fraud exception was developed and the judicial power was used to balance the interests of parties.Comparing the Chinese legislation and judicial practices with other countries,this article analyses the evolution backgrounds,jurisprudence,application rules and remedies of'fraud exception'.Moreover,the article makes comments on the recent legislative and judicial practice concerning letter of credit in China.