制度与信用:西部民营中小企业融资问题研究

Institution and Credit:Research on Financing of Private-founded enterprises in Western China

民营经济的发展壮大弥补了国有经济增长缓慢对GDP增长率的负面影响 ,西部经济增长同样也必须支持和依靠民营企业的发展。我国“二元经济”及二元融资体制的弊端在市场信用体系建设滞后的情况下影响了民营中小企业发展的后续资金支持。如何有效解决西部民营中小企业的“资金瓶颈”约束成为西部经济发展面临的迫切问题 ,只有不断改革现有的融资体制、维护信用秩序、改善融资环境才能共同促进民营中小企业的二次创业。

The development of private founded enterprises makes up for the slow growing of state owned economy in GDP increase. The“dual economy” and the dual financing system of China lays an obstacle for the continuing capital requirement of small and middle sized enterprises on condition of lagging of the credit system. Only if our exising financial system be kept reformed,credit system vindicated, and financing environment improved, can they promote a second growth of the private founded enterprises.