对经济欠发达地区农村信用社改革的次优解之探讨

Research on the Second-best Solutions of Rural Credit Cooperatives' Reform in Sub-advanced Region

经济欠发达地区与经济发达地区的农村信用社改革需要区别对待。经济欠发达地区的种种现实决定了其农村信用社改革只能选择次优方案。而不能追求完美。间接的产权改革、商业化经营、特定时期的垄断(为达到最低规模经济)都是经济欠发达地区农村信用杜改革的理性选择。

Many problems exist in sub-advanced regions, so the reform of rural credit cooperatives in these areas must adopt the second-best solutions.Indirect ownership reform, commercialization and monopoly in a special period are rational selections of rural credit cooperatives in sub-advanced regions.