关于完善我国对外担保制度的几点思考

Thoughts on Perfecting China External Vouching Systems

随着国际担保实践的不断发展,以“主从合同论”、“担保物权功能单一化论”为基础的我国对外担保制度受到了冲击,为使我国对外担保制度真正国际化,必须重新定位其理论基础,使其以“主从合同论”为主转移到以“担保合同独立化”为主,使担保物权功能由单一化向多样化发展。适当考虑“担保标的物所有权转移论”,以此为依托,明确见索即付担保的法律地位,建立浮动担保制度,扩大对外担保法的调整范围。

With the continuous development of international vouching, China external vouching systems are challenged which take “principal-subordinate contract theory ”and “theory of single function of borrow rights”as foundation. To make China external vouching system internationalized, we must reposition its theory foundation that its principal base, “principal-subordinate contract theory”, should be replaced by the theory of “independent contract of guarantee”. The borrow right functions should be developed from singularity to multiplicity. The “guarantee subject matter ownership transference theory” should be established to define the payment-at-claiming-damages law; floating guarantee system should be established; the authority should expand the range of the external guarantee law that should be adjusted, and some parts of what should be amended.