美国支付系统改革对我们的启示

A Revelation from the Payment System Reform of the USA

电子支付创造了一种新的市场氛围,建立了一种新的观念,即使对在全球金融市场上能呼风唤雨的美联储而言,也有需要学习和改进的地方。我国金融支付系统的改革应从以下方面着手:加快传统银行实行电子支付的进程;建立全新的网络银行;创造新的业务联系纽带;借助网上在线支付开发表外业务。

Electro-payment has created a new kind of market and a new concept in the world.The Federal Reserve System should also learn from it and improve their payments.Therefore,the financial payment system of ours should be reformed from following:the process of electro-payment should be fastened in the traditional banks;brand new net banks should be built;and payment should be used to exploit exterior business on line with the help of net.