我国保险诚信缺失问题初探

On the Inadequacy of Credibility in China's Present Insurance Business

诚信是人类文明的基础要求 ,信誉和履约从来就是金融交易活动的根本。保险业作为现代金融体系的重要组成部分及其行业的特殊性 ,决定了最大诚信原则是保险经营的基础。针对我国现阶段保险当事人双方诚信缺失的现状及影响 ,试图分析导致诚信缺失的原因 。

The author argues that credibility, as the basic requirement for human relations, guarantees the success of any business and financial transaction and particularly so in the insurance business, a special part of the modern financial system, but the inadequacy of credibility in China's present insurance business, which is causing damaging to both parties, calls out for urgent solution.