摘要
信用缺失问题一直困扰着我国经济发展和社会稳定。信用缺失的根本原因是主观上的人的有限理性以及客观上的信息不对称、交易的不确定性。通过博弈分析得出,企业之间、银企之间的有效的企业间组织是治理信用缺失的有效途径,为建立一套良好的信用信息系统提出了有益的思路。
Credit loss has bothered economic development and social security of China. The radical reason for credit loss is asymmetry of limited reason between subject and object and lies in uncertainty of transaction. Game analysis indicates that effective organizations between enterprises and between enterprises and banks are effective way to manage credit loss, which provides an effective way to establish a good credit information system.
