金融发展与企业家创业决策

Financial Development and Initiative Decision Making

分析金融机构监督成本与企业家创业之间的联系。在各企业家具备同样的融资能力的情况下,由于全融机构的监督成本不同,将出现不同的决策。在高监督成本下,只有一部分潜在企业家选择创业,全融机构为这些企业家提供较少的融资;在低监督成本下,将有更多的潜在企业家选择创业,并能获得较多的融资。

The article analyzes the connection between the supervised cost of financial organization and enterprises starting a business. Under the condition that every enterpriser has the same financing power and due to the supervised cost of financial organization is different, there will be different polity. Under the condition of high supervised cost, there only be a lifttle part of enterprisers choosing to start a business and earning less financing from the financial organization. Under the condition of low supervised cost, there will be more entrepreneurs choosing to start a business and earning more financing.