试论西部地区保险业成长的制约因素及发展对策

On the Restrictive Factors and Policies for The Development of Insurance in Western Regions

保险作为社会经济发展的稳定器和推进器,在中国西部大开发中占有重要地位。长期以来,由于社会、经济、体制、文化等因素的制约,致使中国西部地区保险业务发展缓慢,制约了西部地区社会经济的发展。针对西部地区特点,采取超常规发展战略是中国保险业深化发展的关键。

Insurance business is the propeller and stabilizer of economic development in a society, and it plays an important role in western development. For ages, because of the social, economic, systematic and cultural restrictive factors, the development in western regions is very slow and restricted. Aimed at the characteristics in western regions, we should adopt supernormal development strategy, which is the key to the development of insurance.