试论网络银行监管的问题和对策

Try to talk about problems and countermeasures of the network bank supervision

网络银行具有效率高、成本低和灵活性强的特点,是我国发展网络银行的内在驱动力,但同时网络银行的发展也存在诸多的风险。面对网络银行的不断发展以及网络银行面临的问题、挑战和风险,我国应当加大对网络银行的监管力度。

The network bank has the characteristics of high efficiency,low cost and high flexibility,It is the internal driving force for the development of the network bank,but at the same time,the development of the network bank also has many risks.In the face of the continuous development of Internet banking and Internet banking problems,challenges and risks,China should strengthen supervision of network bank.