关于完善我国医疗风险分担机制的研究

Study on the Perfection of Chinese Medical Risk Sharing Mechanism

医疗行业本身就是一项高风险的行业,近年来由于医疗风险引发的医疗纠纷频发,建立一套完善的医疗风险分担机制来减轻医患双方的压力已势在必行。在强调了医疗风险分担机制建设的意义后,提出了从明确医疗风险的内涵和分类入手,对比分析国内外医疗风险分担方式,将医疗风险分为过错医疗风险和无过错医疗风险两种风险,其中过错医疗风险采用强制医疗责任保险制度方式分担,无过错医疗风险采取医疗意外保险制度和无过错国家补偿制度方式来分担,以实现医疗风险分类分担方式,来建立我国完善统一的医疗风险分担机制。

Medical industry was a high-risk industry. Since medical disputes caused by medical risks took place in recent years,it was urgent to build a perfect medical risk sharing mechanism to release the burden on doctor-patient. After stressed the signifi-cance of constructing medical risk sharing mechanism,the connotation and classification of medical risks were defined,the domesticand abroad medical risk sharing methods were compared and analyzed. Medical risk were divided into fault medical risk andnon-fault medical risks. Fault medical risk was shared by compulsory medical liability insurance system,non-fault medical riskswere shared by medical accident insurance system and non fault national compensation,so as to achieve medical risk classificationsharing method to build up implemented and comprehensive medical risk sharing mechanism in China.