基于公平性的我国城镇居民基本医疗保险筹资结构研究

Research on the Financing Structure of Urban Resident Basic Medical Insurance in China Based on the Equity

目的:利用调研数据,探索基于公平性的我国城镇居民基本医疗保险(以下简称城居医保)筹资结构。方法:以江苏省为例,定量分析镇居医保筹资结构中政府筹资比例与公平性的关系,并得出公平合理的筹资结构设计方案。结果:基于公平性的城居医保筹资结构为政府∶个人=1∶1。结论:为保证筹资公平,完善医保体系,城居医保筹资结构设计中,政府与个人应承担同等水平的筹资责任。

Objective:The survy data was used to explore the financing structure of China urban resident medical insurancebased on the equity.Methods:Taking Jiangsu as an example, quantitive analysis was used to analyze the relationship between thegovernment financing proportion and equity in financing structure of resident medical insurance, so as to conduct the fair and reasonable financing structure design scheme.Results:Based on equity, the financing structure of urban resident medical insurance for government and individuals should be 1:1.Conclusion:While designing the financial structure of urban resident medical insurance, thegovernment and individuals should take financing responsibility with equallevel so as to ensure financing equity and implement medical insurance system.