农户风险规避中的生产决策行为分析

Analysis on Farmers Production Decision Behavior During Risks Aversion

由于自然风险、市场波动和社会不确定性等因素的存在,理性农户是追求效用最大化的。农户为了规避风险往往选择边际产品价值高于边际成本的生产决策,资源没有达到最优利用,利润没有实现最大化,这将导致粮食产量波动、效率损失、社会差距拉大等负面效应。最后,从政府、金融机构、商业保险与农产品期货市场等方面提出了相关政策建议。

As there exists such uncertain factors as natural hazards, market fluctuation and social uncertainty, the rational peasant households pursue effectiveness maximization. In order to diminish and even avoid the risks, they often choose the production decision-making that the marginal product value is higher than the marginal cost. As the result, neither are resources not most utilized, nor the profit is maximized, which surely leads to such negative effects as grain yield fluctuation, the loss of efficiency and enlargement of social disparity. At last, this paper puts forward some relative policy proposals from aspects of government, financial department, business insurance and agriculture product futures market.