民营经济贷款难问题解析

Analysis of the Difficuty for Private Economy to Get Loans

民营经济贷款难是一种综合症,既有银行经营观念和信贷管理体制上的偏差,又有民营企业自身的不足,还有社会经济环境的不利影响。因此,解决民营经济贷款难问题,必须银行、企业、社会三方面共同努力,多管齐下,多法并举。

This paper believes that the difficulty for private economy to get loans is a comprehensive case that has both the deviation in banking operation and credit managerical system and private enterprises deficiency as well as the negative inflence of social economic environment. Therefore, to overcome the difficulty for private enter-prises to get loans, common efforts must be made by the three parts of banks, enterprises and society from various channels and with many measures.