银行在出口保理业务中的风险和防范

On Prevention against the Bank Risks in Export Factoring

国际保理业务已经逐渐成为国际贸易融资的重要工具,它集信用风险担保、融资、账款催收等功能于一体,在国内发展很迅速。银行业务人员在业务操作过程中,要熟悉国际保理业务的规范流程,掌握业务中的风险点,尽量防范风险于未然。

It is understoodthat international factoring becomes one of the important financing tool in international trade and it sees a fast development in China for its advantages such as providing comprehensive services, covering credit risks, financing and payment-collecting. The paper holds that it is imperative for the professionals of domestic banks to prevent the businessrisks by clearly understanding the operational proceduresand the essential points of risks.