保险企业的应收保费风险的防范

Taking Precautions Against Premium Receivable Risks of Insurance Enterprises

大量应收保费的存在给保险企业带来了应收风险及其派生的一系列不可估量的潜在风险和损失,合理地控制应收保费数量对保险公司健康、稳定、可持续发展具有非常重要的意义。保险企业必须做到思想上重视,部门间分工协调,严格单证管理,才能改善自身资产质量,提高抗风险能力,在激烈的市场竞争中立于不败之地。

The existence of a large number of premiums receivable has brought to insurance enterprises risks of collecting them, as well as a series of unpredictable potential risks and losses derived therefrom. It is of great importance for the insurance enterprises to rationally control the amount of premiums receivable so as to keep a healthy, steady and sustainable development. In order to keep an incincible position in the fierce market competition, insurance companies must attach importance to these risks, enforce cooperation between different departments inside the companies and strengthen the management of documents. Only by doing this can the insurance enterprises improve their asset quality and their ability to resist these risks.