中国银行业创值能力分析——EVA体系对银行经营绩效的考察

A Study on the Value-Creating Capability of Banking Industry in China

中国经济要保持高速、稳定增长 ,需要进一步提高经济效率 ,实现质量型增长。其中 ,关键是资金效率。中国资金运用效率的高低很大程度上取决于占社会资金78%以上的银行业的资金效率。为此 ,本文应用EVA分析体系来综合系统地分析中国银行业的绩效。分析结果显示 ,上市银行虽然好于非上市银行 ,但由于国有商业银行的比重较大 ,银行业整体创值能力明显较弱。建议以提高国有商业银行资金运用效率为当下改进社会资金运用效率的切入口。

China needs to improve its economic efficiency, especially the capital efficiency, so as to maintain fast and stable growth. The capital efficiency depends critically on the banking industry which accounts for 78% of total capital in the country. Therefore, this paper analysis the performance of China banking industry by using EVA tools. The study shows that, even though the performance of listed banks is much better, the overall value-creating capability of banks is rather low. It is suggested that we improve the efficiency of state-owned banks so that the performance of the overall banking system can then be improved.