我国农村移动支付业务发展状况分析——基于对四川省郫县战旗村的调查

The Analysis on the Development of China’s Rural Mobile Payment Business——Based on the Investigation of Zhanqi Village of Pi County in Sichuan Province

近年来,我国移动支付业务在城市范围的应用已较为广泛,但在我国农村地区的发展仍缺乏活力。推动农村地区移动支付健康有序发展,对于促进我国农村金融普惠、协调城乡发展具有重要意义。本文通过对四川省郫县战旗村的实地调查和走访,对农村移动支付发展的现状及问题进行了深入分析,并据此提出了促进我国农村移动支付业务健康快速发展的对策建议。

In recent years,China’s mobile payment business has a wider range of application in cities,but its development in China’s rural areas is still slow.Promoting the healthy and orderly development of mobile payment in rural areas is of great significance in promoting rural inclusive finance and coordinating the urban and rural development in China.Through the on-the-spot investigation and visit to Zhanqi village in Pi county in Sichuan province,the paper deeply analyzes the present situation and the problem of the rural mobile payment development,and accordingly puts forward countermeasures and suggestions to promote the healthy and rapid development of China’s rural mobile payment business.