加快降低不良贷款比例

Speeding up the Reduction of Non-performing Credit

金融机构降低不良贷款比例已关系到我国银行同外资银行的竞争与生存,也关系到防范金融风险、保持金融业稳定、确保经济和金融的安全运行。为此,商业银行要加强信贷管理,控制新增不良贷款,提高贷款发放和管理的质量,加快清收处理不良贷款进度,降低不良贷款比例。

The reduction of non-performing credit is of vital significance. It not only plays a major role in the competition and development among our banks and foreign-funded banks. but also carries on a close relation with the prevention of financial risks. the maintenance of financial stability and the sound operation of finance & economy. In light of these. commercial banks should make great efforts in the following aspects: intensifying credit management. controlling non-performing credit growth. increasing the quality of loan-extending & management. speeding up the treatment of non-performing loans. and reducing the proportion of non-performing loans.