银行系金融租赁公司的可持续发展道路研究——基于商业银行综合化经营视角

Study on the Sustainable Development of Financial Leasing Companies in the Banking Sector——From the Perspective of Comprehensive Operations of Commercial Banks

自2007年获准成立以来,我国银行系金融租赁公司持续快速增长,然而,银行系金融租赁公司在连年高速增长的同时也逐渐暴露出一些问题,粗放式增长模式可能难以维系。当前我国实体经济转型和金融深化提速则为银行系金融租赁公司提供了转型发展、走可持续发展道路的良好机遇。本文试图从商业银行综合化经营的视角出发,探讨银行系金融租赁公司可持续发展的战略与路径。

Since gaining approval in 2007,financial leasing companies in China’s banking sector have been growing rapidly.However,the growth also exhibited a number of problems and the sloppy growth model will be difficult to maintain.Transformation of the real economy and deepening of the financial markets poses a good opportunity for financial leasing companies to transform and get on a path to sustainable development.This paper explores the strategies and avenues to sustainable development for financial leasing companies from the perspective of comprehensive operations of commercial banks.