当前我国城乡差距与发展农村金融

The Difference Between Town and Country and Developing Rural Finance

经验数据表明,城乡收入差距变化与我国经济的发展阶段存在特殊的关系,即当经济快速增长时,收入差距也在拉大;而当经济增长放缓时,收入差距却有所缓和。根据经济增长理论,本文认为这种收入分配的状况改善或恶化在一定程度上受到资本即金融资源的制约。我国金融资源配置明显偏重城市而忽略农村,导致农村从总体上拥有的资本量不足是其在收入分配中处于劣势的根本原因。文章提出,必须重构农村金融体系,有效发挥金融在资源配制中的主动作用,引导农业和农村经济结构战略性调整,从而增加农民收入,逐步有效地遏止城乡差距扩大加剧的趋势。

Empirical dates show that stages of Chinese economic development are directly related to the change of income difference between town and country.According to economic growth theories,this change is more or less restricted by the capital,i.e.,the financial resource.In general,towns enjoy priority in financial resource allocation,and as a contrast, countries shares an inproporationably small part of the total capital and therefore in the inferior position in the distribution of total income.To solve the problem,measures should be taken to reconstruct the rural financial system,to give a full play to finance's function in resources allocation and thus to lead the strategic adjustment of agriculture and rural economy, there-forego increase the income of peasants and gradually hold back the tendency of the widening of the difference between town and country.