比较制度分析框架下的银监会体制效率

运用严格的比较制度分析方法 ,在非正式制度贡献份额较重的中国公共事务协调文化中 ,评价中国金融监管体制转换效率 ,我们发现 ,银监分立将带来巨大的制度转换成本和协调成本。在现行中国银监会监管格局下 ,提高中国金融监管效率的优选策略是 ,通过提高监管独立性和权威性 ,通过松弛外部约束条件 ,以及通过赋予央行“紧急磋商”权力等措施 ,实现制度运行成本最小化。

Using a strick comparative system analysis Framework, and under the current condition that informal system's contribution accounts for a lot in the coordination culture of Chinese public issues, we try to evaluate the efficiency of Chinese financial supervision system transition and found that the separation of bank supervision will bring about enormous system transition cost and coordination cost. In the current arrangement of China Bank Supervision Committee, the optimum strategy to improve efficiency of Chinese financial supervision is to minimize operation cost by strengthening the independence and authority of supervision, loosing external restrictions, and giving central bank the power of'emergency consultation'.