信息非对称与市场诚信机制的建立

Non-Symmetry of Information and the Establishment of Market Sincerity System

建立规范的市场秩序是我国市场经济体制建立和完善的前提条件,但是在市场秩序的治理结构中,由于市场信息的不对称,使得信誉行为缺乏必要的预算约束与制度约束,造成了市场诚信关系的严重扭曲和普遍的道德风险行为,目前我国市场上出现的“信誉短缺”现象就说明了这一点。因此建立规范、合理、高效的诚信体系与制度,已成为保持我国市场经济持续增长的当务之急。

The establishment of normal market order is the prerequisite for the improvement of China's market economy. However, because of the non-symmetry of market information, credit falls out of the necessary restriction of budget and related system, bringing about the distorted market sincerity system and moral risks which find expressions in the present market system of China. It is thus imperative to build up normal, reasonable and efficient sincerity system so as to guarantee the sustainable growth of China's economy.