摘要
我国农户小额信贷是一种对贫困农户进行有效扶贫的方式,在它的发展过程中,存在资金不足、信贷风险的防范机制不完善等问题。为了实现其可持续发展,政府应建立政策性农业保险制度、解决农村信用社信贷资金不足等问题。
the sman crean system is a good way of nepng out a poor peasant nousenold,but there are some problems of the lack of sufficient funds and the incomplete aversion system of credit risk.To realize its suslainable development,the government should formulate a policy of agricultural insurance system,and solve the problem of lacking sufficient funds.
