我国个人消费信贷问题分析与对策

Analysis and countermeasure of the problem on consumer credit

对我国个人消费信贷的发展现状作了简单的概括 ,着重从个人消费信贷利益双方———消费者和银行的角度对制约我国个人消费信贷发展的需求约束和供给约束作了分析和探讨 ,并提出了相应的对策。

Discusses simply the development condition of consumer credit, especially analyses and talks about the restriction between requirement and supply of consumer credit development from the benefit both sides (between the consumer and banker), provides the corresponding countermeasure.