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基于Matlab的个人信用评估线性规划模型

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摘要 信用卡产业虽然在我国发展时间不久,但已经成为各个银行激烈争夺的市场,对信用卡的信用风险进行有效管理已经成为当务之急。本文在参考各种文献的基础上,简要介绍个人信用评分及其常用的方法,重点介绍了利用线性规划模型解决个人信用评级的理论,并给出利用Matlab软件进行计算分析的详细过程。
作者 黄炎
机构地区 香港城市大学
出处 《时代金融》 2014年第5X期82-82,共1页 Times Finance
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