3Abu Shanab, E. & J. M. Pearson(2007), "Internet banking in Jordan: The unified theory of acceptance and use of technology (UTAUT) perspective", Journal of Systems and Information Technology 9 ( 1 ) .. 78 - 97.
4Agarwal, S. g R. Hauswald(2006), "Distance and infor- mation asymmetries in lending decisions", Working Paper.
5Agarwal, S. g R. Hauswald(2010), "Distance and private information in lending", Review of Financial Studies 23 (7) : 2757- 2788.
6Ahmad, R. F. Buttle(2002), "Retaining telephone bank- ing customers at frontier bank", International Journal of Bank Marketing 20 ( 1 ) 5 - 16.
7AI-Sonmali, S. A. , R. Cholami B. Clegg(2009), "An investigation into the acceptance of online banking in Saudi Arabia", Technovation 29(2) : 130- 141.
8Allen, F. , J. McAndrews 8< P. Strahan(2002), "E- fi- nance: A introduction", Journal of Financial Services Re- search 22(1-2) :5-27.
9Angel, J.J., L. E. Harris & C. S. Spatt(2011), "Equity trading in the 21st century", Quarterly Journal of Finance 1(1):1-53.
10Bailey, J.P. Y. Bakos(1997), "An exploratory study of the emerging role of electronic intermediaries", Interna- tional Journal of Electronic Commerce, 7-20.