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P2P网贷平台借款人信用风险影响因素研究 被引量:1

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摘要 本文分析影响P2P网络借贷借款人信用风险的影响因素,并且利用"新新贷"等P2P网贷平台上的数据做实证分析,结果发现,P2P网络借贷借款人的学历、婚姻、房产、车产、工作情况和提供的材料数量对借款人的信用风险均有显著的正向影响,婚姻和工作情况的影响较大。最后,针对P2P网贷平台借款人信用风险提出对策建议。
作者 董文奎
出处 《时代金融》 2017年第2期309-310,共2页 Times Finance
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