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我国商业银行流动性风险顺周期性现状分析

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摘要 2008年金融危机的爆发充分表明商业银行的经营方式存在较为严重的缺陷。分析原因可以发现,银行的顺周期性是导致此次金融危机的重要原因之一。宏观经济的波动引起商业银行经营行为的改变,从而导致商业银行流动性风险发生变化;同时商业银行也会反作用于宏观经济,加剧经济波动。因此商业银行流动性风险可能存在顺周期性。本文选取我国宏观经济层面数据,分析了商业银行流动性风险是否存在顺周期性。
作者 谭文凯
机构地区 广西大学
出处 《时代金融》 2018年第18期81-82,共2页 Times Finance
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