3Adams D. W., Nehman G. I., 1979, Borrowing Costs and the Demand for Rural Credit [J], Jour- nal of Development Studies, 15 (2), 165-176.
4Aghion P. , Bolton P. , 1997, A Theory of Trickle-Down Growth and Development [J], Review of Economic Studies, 64 (2), 151-172.
5Bell C. , Srinivasan T. N. , Udry C. , 1997, Rationing, Spillover, and Interlinking in Credit Mar- kets : The case of Rural Punjab [J], Oxford Economic Papers, 49 (4), 557-585.
6Boucher S. R. , Guirkinger C. , Trivelli C. , 2006, Direct Elicitation of Credit Constraints: Concep- tual and Practical Issues with an Empirical Application [R], University of California-Davis Working Paper No. 0619.
7Cameron A.C. , Trivedi P.K., 2005, Microeconometrics- Methods and Applications[M], Cam- bridge University Press, Cambridge.
8Carter M. R. , 1988, Equilibrium Credit Rationing of Small Farm Agriculture [J], Journal of De- velopment Studies, 28 (1), 83-103.
9Conning J. , Udry C. , 2007, Rural Financial Markets in Developing Countries [M], Handbook of Agricultural Economics, Vol. 3, Evenson R. E. , Pingali P. , and Schultz T. P. , North Holland.
10Cristina D. , Meyer R. , 1980, Measuring the Farm Level Impact of Agricultural Loans, Borrow- ers and Lenders : Rural Financial Markets and Institutions in Developing Countries [-M], John Howell, O- verseas Development Institute.
