互联网金融与传统银行金融模式对比的研究

Internet Finance Compared with Traditional Model of Banking

从互联网金融现状入手,在互联网金融和传统银行金融模式的对比分析中,思考未来互联网金融的发展方向,提出了互联网金融未来发展无论是互联网金融业本身还是银行业都需要进行改变。普惠金融是发展方向;安全性是监管重点;移动支付是发展核心的思考。

In this paper, from the perspective of the current situation of the internet finance, basing on the analysis between the internet finance and the traditional mode of banking, thinking about the future development direction of the internet finance. And proposed that whether it is the internet finance industry itself or the banking industry need to change of the future development of internet finance. Then put forward some thinking which common finance is the development direction, security is the focus of regulation, mobile payment is the core of development.