摘要
存款是评价商业银行经营业绩的一项重要指标,如何提高商业银行的资金利用率,降低成本,获得最大利润,是商业银行经营成败的关键。商业银行存款成本的管理必须考虑更加现实的因素,成本控制关系银行的整体盈利水平和银行的竞争水平。
The deposit management is an important index in appraising commercial bank performance. So how to improve the rate of capital used, how to decrease the cost and how to win the most profit have been the important factors for the management of commercial bank. The deposit cost management should consider more practical and valuable factors. At the same time, the cost control is related to the commercial bank's profitability and competitive ability.
出处
《华南金融研究》
2003年第6期38-41,共4页
South China Financial Research
