关于发展民营银行的思考

Some Thoughts on Developing of Civil-run Banks

民营银行是以民间资本为主体而创立和营运的金融企业。目前 ,无论从经济发展的客观需要来看 ,还是从党和国家的政策来看 ,我国创立民营银行的时机均已成熟。今后 ,对于民营银行在我国的设立与发展 ,应明确条件 ,加强监管 ,充分发挥其优势 ,并采取有效措施 ,以消除在其发展之初人们对其所可能抱有的一些忧虑。

Civil-run banks are those financial firms established and operated, taking civil capital as principal part. At present, it's a mature turn for setting up civil-run banks viewing either from objective requirements of economic development, or from the policies of the Party or of the State. In future, it's compulsory for establishment and development of civil-run banks to nail down terms, strengthen supervision, fully exert its advantage and take effective measures so as to remove some likely worries held in people's minds at the beginning of its development.