国有商业银行实现有效发展的现实途径

A Realistic Approach for Realization of Effective Development of State-owned Commercial Banks

面对新的监管方式和激烈的市场竞争格局 ,商业银行要实现有效发展 ,一要创新观念 ;二要坚持以人为本的原则 ;三要提升业务经营的科技含量 ;四要强化内部管理 ;五要发挥机制的激励效应。

Facing new supervision mode and market competition pattern, in order to realize effective development, commercial banks should take the following measures: innovation of conception, adherence to principle of human-basis; promotion of scientific components in operation, intensification of internal management, and bringing mechanism incentive effect into play.